TSF Finance is committed to uncovering optimal solutions for our clients' businesses. With extensive experience spanning various stages of the business lifecycle. From inception to expansion, our aim is not merely to inject funds into your business but to enhance its overall value

Our experience means we do not just add money to your business, we add value.

At TSF, we boast a diverse array of financial products, among them Asset Finance. This specialised service is crafted to aid businesses in acquiring essential assets such as machinery, equipment, vehicles, and technology, all without the encumbrance of full upfront payment. Instead, the cost of the asset is dispersed over time through flexible financing arrangements.

 

Overview


1. Hire Purchase (HP): In an HP agreement, the finance company purchases the asset on behalf of the business and then leases it to the business for an agreed-upon period. The business pays regular instalments over the term of the agreement, and once all payments are made, ownership of the asset is transferred to the business.

2. Finance Lease: Under a finance lease, the finance company buys the asset and leases it to the business for an agreed-upon term. The business pays rental payments for the use of the asset, and at the end of the lease term, it may have the option to purchase the asset at its residual value or return it to the finance company.

3. Asset Refinancing: This involves using existing owned assets as security to secure financing. The business retains ownership of the assets but unlocks capital by borrowing against their value.

 

Asset finance offers several benefits to businesses, including:

 

1. Customised Financing Solutions: Our select panel of funders implement solutions to meet the specific needs of our clients. They assess factors such as the type of asset, its useful life, the financial health of the business, and cash flow projections to structure a financing package that aligns with your requirements.

2. Flexible Payment Options: Funders offer various payment structures, including lease agreements, hire purchase agreements, equipment loans, and asset refinancing. Our client can choose the option that best suits their cash flow and budgetary constraints.

3. Quick and Convenient Approval Process: Lenders streamline the approval process, enabling businesses to secure financing quickly and efficiently. They have specialised knowledge of the industries they serve, allowing for faster decision-making based on industry-specific factors.

4. Preservation of Capital: By opting for asset finance, our clients can preserve their capital for other strategic investments or operational expenses rather than tying up large sums of money in upfront asset purchases, they can spread the cost over time through manageable monthly payments.

5. Industry Expertise: Our panel of funders have industry-specific expertise, allowing them to understand the unique needs and challenges of different sectors. This knowledge enables them to offer tailored solutions and valuable advice to clients within those industries.

 

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TSF Finance assumes a pivotal role in facilitating business growth by enabling strategic asset acquisitions. Armed with flexible financing options, industry expertise, and steadfast support throughout the financing journey, we empower businesses to flourish.

Contact us today and let us pave the path towards sustainable growth and success.

 

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